Capital Advantage
Retain $300K-$400K for other investments
$240K+ Opportunity Value
From retained capital over 5 years
$
B+
Assets Analyzed
%
Near Approval Rate
mo
Average Processing *
Who Is This For?
Goldwater's EB-5 loan-backed model is purpose-built for:
H-1B professionals
seeking an exit from visa uncertainty
Indian startup founders
with capital tied to growing businesses
Parents
securing long-term U.S. residency for their children
UHNI families & family offices
seeking RBI-compliant global mobility
Medical professionals
pursuing flexibility and independence
Capital Comparison
All investments remain “at risk” per USCIS guidelines. Structures may vary based on jurisdiction, asset mix, and profile.
EB-5 Loan Model: Legal Backing
Goldwater’s model is built on the landmark Zhang v. USCIS ruling:
“Cash is fungible... the buyer's source of cash—whether paycheck, gift, or loan—makes no legal or practical difference.”
✓ USCIS must accept loan proceeds as EB-5 capital if lawfully obtained
✓ Collateral not required beyond your equity stake in the EB-5 NCE
✓ Loan must be personally liable and well-documented
Christopher A. Bates, Counsel to the Assistant Attorney General, U.S. Department of Justice, argued the cause for…
Structurally Compliant. Strategically Sound
Goldwater’s EB-5 financing model is built around USCIS standards:
Personal Loan
issued to the investor, not the project
Collateralized
backed by your own property, deposits, or shares
Lawful Source
complete SOF for both equity + loan amount
Active Investment
interest/principal payments over 5 years
Fully aligned with:
Matter of H-A-, AAO (2017)
USCIS Policy Manual (Vol. 6, Pt. G, Ch. 2)
Projects That Meet the Goldwater Standard
Every EB-5 opportunity we recommend undergoes institutional underwriting and meets:
✓ 50–90% construction complete
✓ Priority repayment for EB-5 investors
✓ Institutional co-investment or senior debt in place
✓ Job creation buffers of 150–200%
✓ Completion guarantees + intercreditor protections
✓ Located in Tier-1, resilient U.S. markets
Includes construction videos, legal memo, job impact report, appraisal, and investment agreement.
Why Goldwater
We're not just advisors. We're your cross-border structuring partner.
Rigorous diligence
we underwrite like a private equity fund
Tax-aware structuring
for LRS, NRO/NRE, and FEMA alignment
Work with Tier-1 U.S. attorneys
for every filing
Trusted by UHNI Indian families
CXOs, and founders
Our team includes ex-entrepreneurs, wealth planners, and legal strategists
The Goldwater Capital Advantage
By retaining $300K–$400K of your capital outside the EB-5 structure:
You could invest in equity markets, potentially compounding at 12-13%
Or invest in your business / RE
Over 5 years, this creates an opportunity value of ~$240K — making the net cost of your Green Card dramatically lower.
Frequently Asked Questions
Looking for a broader FAQ on EB-5 eligibility, benefits, and process?
